Home Loan

ABOUT LOAN

Home Loan

Pearl Capital Services are provide a easy and simply loan to purchase a house/flat, construct a new form of house, an existing house, or purchase a plot for the construction of a house/flats. In this case, the property will be held by the lender and the ownership will be transferred to the rightful owner upon completion of repayments.

Required Documents
  • 5 Photographs
  • Address Proof
  • I.D. Proof
  • 2 Stamp Paper of Rs.50/- in favor of the Applicant.
  • Bank Statement of last 3 months
  • File Charge Rs. 4750/
  • Papers of Property (Khasra, Khaitoni, Registry, Bainama)
Types of Guarantor
  • Government Guarantor
  • Private Limited Guarantor
  • Property Guarantor
Valid Documents as Address Proof
  • Rashan Card
  • Electricity Bill
  • Mobile Bill
  • Land Line Bill
  • Passport
  • Mool Niwas Patra
  • House Tax Slip
  • Water Bill
  • Gas Bill etc.
Required Documents of Guarantor
  • 5 Recent Photographs
  • Address Proof
  • ID Proof
  • 7 Stamp Papers 50-50 Rs/-
  • Bank Details
  • Property Documents (in case of property guarantor)
  • Last two month of pay slip & last three month bank statement (in case of govt/pvt)
  • Last two year statement of I.T.R (in case of I.T.R Guarantor)
Valid Documents as I.D. Proof
  • PAN Card
  • Voter Card
  • Driving License
  • Job Certificate (at present) issued from company in which Applicant Working
  • College Identity Card Etc.

Key Benefits

Features Attributes
Loan Amount .Minimum amount is INR 1,00,000
.Maximum amount is INR 3,00,000
Age of Applicant Between 22 to 60 years
Loan Tenure Maximum 36 months
Security Group guarantee
Interest Rates 6.5 %